Attention homeowners in Boise and Ada County: Get an Appraisal today!
The top seven reasons why Idaho homeowners hire Mark D Young Appraisal Services:
At Mark D Young Appraisal Services, we understand the individual needs of a homeowner after appraisal services. Our usual business clients understand the appraisal process and the customary documents we provide. But as a consumer, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Mark D Young Appraisal Services are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value assessment than yours.
Challenge Tax AssessmentLet's say you live in a region that's going down -- your local tax assessor may have your home overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. A professional appraisal from Mark D Young Appraisal Services is your perfect weapon when challenging your property tax assessment.
Need to remove PMI?PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. Mark D Young Appraisal Services is experienced in helping customers just like you dismiss unneeded PMI insurance.
Recently got a freeze to your HELOC?Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be troublesome from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Mark D Young Appraisal Services can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Do you need a professional to double-check your appraisal for efficiency, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had done before. Even though most review work is commissioned by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion.